Terms of Service

By accessing or using the website finturalabimx.com (the "Site") or any of the educational content provided by Fintura Labi MX, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Site. These terms are governed by the laws of the United Mexican States, including the Ley Federal de Protección al Consumidor (LFPC) and the Código de Comercio. Use of the Site constitutes acceptance of these terms in their entirety.

Fintura Labi MX provides educational content in the form of online courses and informational materials focused on financial management for independent professionals and freelancers in Mexico. The content covers topics including the management of irregular income, an overview of the Régimen Simplificado de Confianza (RESICO), and monthly cash flow planning frameworks. All content is informational and educational in nature. Fintura Labi MX does not provide personalized accounting, fiscal, legal, or financial advice of any kind. Nothing on this Site constitutes a professional service relationship.

All content on this Site, including but not limited to text, graphics, course materials, downloadable documents, logos, and design elements, is the intellectual property of Fintura Labi MX or its licensors and is protected under applicable Mexican and international intellectual property law, including the Ley Federal del Derecho de Autor. You may not reproduce, distribute, modify, create derivative works from, publicly display, or otherwise exploit any content from this Site without the prior written consent of Fintura Labi MX, except as expressly permitted by these Terms.

Personal, non-commercial use of course materials for your own educational purposes is permitted, provided you do not remove any copyright or proprietary notices.

You agree not to use this Site or its content for any unlawful purpose or in any way that violates these Terms. Prohibited uses include: sharing access credentials with unauthorized third parties; reproducing or redistributing course content commercially; attempting to reverse-engineer, scrape, or systematically extract content from the Site; using the Site in any manner that could damage, disable, or impair its functionality; and submitting false or misleading information through any form or communication channel on the Site.

The educational content provided by Fintura Labi MX is intended for general informational purposes only. It describes financial concepts, general tax structures, and planning frameworks as they relate to independent professionals in Mexico. This content does not constitute, and should not be interpreted as, personalized financial advice, tax advice, legal advice, or accounting services. The information reflects publicly available sources and general educational frameworks. For advice specific to your individual circumstances, you should consult a qualified contador público, fiscal advisor, or legal professional registered in Mexico.

Fintura Labi MX makes no representations about the completeness, accuracy, or suitability of its educational content for any specific individual situation. Tax laws and regulations change over time; always verify current requirements with official sources such as the SAT (Servicio de Administración Tributaria) at sat.gob.mx.

To the maximum extent permitted by applicable law, Fintura Labi MX shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of or inability to use this Site or its content. This limitation applies regardless of the legal theory under which the claim is brought. Fintura Labi MX's total liability for any direct damages shall not exceed the amount paid by you for the specific course or service giving rise to the claim. Nothing in these Terms limits liability in cases of fraud, gross negligence, or violations of mandatory consumer protection provisions under Mexican law.

This Site may contain links to third-party websites or resources, including official government sites such as sat.gob.mx or gob.mx/profeco. These links are provided for informational convenience only. Fintura Labi MX does not endorse, control, or assume responsibility for the content, privacy practices, or availability of any third-party sites. Access to third-party sites is at your own risk and subject to those sites' own terms and conditions.

Fintura Labi MX reserves the right to modify these Terms of Service at any time. Changes will be effective upon posting to the Site with an updated "Last updated" date. Continued use of the Site after changes are posted constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically. For material changes, we may provide additional notice through the Site or by email where we hold your contact information.

These Terms of Service are governed by and construed in accordance with the laws of the United Mexican States. Any disputes arising from or relating to these Terms or your use of the Site shall be subject to the jurisdiction of the competent courts of Ciudad de México, Mexico, unless mandatory consumer protection laws provide otherwise. Users who are consumers in Mexico retain all rights afforded to them under the Ley Federal de Protección al Consumidor and may seek recourse through PROFECO.